Attention homeowners in Cornelius and Lincoln County: Get an Appraisal today!

See the top reasons NC homeowners need Lyman Appraisal Services, LLC:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. To challenge a NC property tax assessment
  3. To lower their monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Lincoln County or the state of NC

Need help deciding the price of your home in or near Cornelius, NC?
Contact Lyman Appraisal Services, LLC.

We at Lyman Appraisal Services, LLC understand the particular needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Lyman Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experienced in helping folks just like you dismiss unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that's declining. That means you are paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Lyman Appraisal Services, LLC is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be inconvenient from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Lyman Appraisal Services, LLC can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for efficiency or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Lyman Appraisal Services, LLC can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.